In general, the documentation you will need includes:
Signed Loan Application and Disclosures
Photo ID and proof of Social Security number.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.
Property Information (if you already have a contract on a house)
Purchase Agreement.
Copy of legal description and MLS sheet.
If you have sold your current home, copy of settlement statement.
Income & Assets
Pay stubs for the last 30 days.
For the past two years:
Names and addresses of each employer.
W-2s
Statements for each bank, mutual fund, and/or investment account for the last Two months.
If you own more than 25% of a business:
Corporate or partnership tax returns.
If self-employed:
Tax returns for the last three years (with schedules).
Year-to-Date Profit and Loss Statement prepared by an accountant.
If you own rental property:
Tax returns for the last two years and current rental agreements.
If you are retired:
Pension Award Letter.
If you receive Social Security:
Social Security Award Letter.
If you are counting child support as income:
Copy of divorce Decree
Copy of Child Support Order if Applicable
VA Loans
Copy of DD Form 214, Report of Separation.
Miscellaneous
Check for Appraisal
• Bryant Financial Mortgage Group • †Backed by the Strength and Security of Bryant United Holdings, Inc. and the FDIC† Texas Mortgage License #84658 8325 Broadway, Ste. 202 Pearland, TX 77581 6756 N. Masters, Ste. B Manvel, TX 77578 Main 713.234.1442 • Fax 713.234.1443 • info@bryantlending.com
